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FYI: Here Are 5 Potential Options When You Inherit an IRA



If you’re inheriting an IRA, you may be wondering about your options when it comes to managing the money that’s in the account.

There’s a complex set of rules that determines what a beneficiary (that’s you) is allowed and not allowed to do with the inheritance. These rules became a little more complex with the passage of the SECURE Act in December 2019, a law that has brought significant changes to the nation’s retirement system. Many of the changes apply to retirement accounts inherited on or after January 1, 2020.

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